Transform the way you
accept payments

You do the business, let us take care of the Business Solution entirely through our affiliates. Experience seamless integration and scale globally.

150+

Currencies

24/7

Premium Support

19Pay
API BankingBanking connectivity
API IntegrationConnect your stack
PayoutsMove money smarter
Multi-BankUnified bank access
CollectionsReceive payments
PG ConsultancyPayment expertise
Payment processedConnected payment flow
Bank networkServices connected
>>>>
Payment Gateway
& APIs
19Pay Logo
Nineteen PayCash Point™

Collection Engine

Accept Payments
Anytime, Anywhere

Payout Engine

Fast Disbursements
Across Banks

Banking Partners
Multiple Banks
Global Network
24/7 Uptime
PAYMENT GATEWAY & APIs+DUAL PAYMENT ENGINES

One Unified Ecosystem.Two High-Performance Payment Engines.

Nineteen Pay Cash Point™ brings together a powerful payment gateway and flexible APIs with two high-performance payment engines — Collections and Payouts — for faster, safer and smarter transactions.

Bank-Grade
Security
High
Performance
Easy
Integration
Global
Coverage
OUR

SERVICES

Empower your business with scalable, secure financial solutions. From API banking to global payout networks, accelerate your digital growth.

SERVICE 01•

Collections

Accept payments via multiple channels seamlessly. Streamline receivables with automated reconciliation and real-time tracking.

SERVICE 02•

Payouts

Execute instant, automated bulk payouts with ease. Ensure fast, secure vendor payments and salary disbursements through our APIs.

SERVICE 03•

Multi Bank

Leverage unified connectivity to multiple banking networks. Eliminate downtime and maximize transaction success rates.

SERVICE 04•

PG Consultancy

Get expert guidance on payment gateway setup and compliance. We help design tailored payment architectures for optimal growth.

SERVICE 05•

API Banking & Integration

Unlock robust Banking-as-a-Service and developer-friendly payment APIs. Integrate scalable solutions with comprehensive documentation.

Why Choose Us?

Bank-Grade Security

Enterprise-level security with PCI DSS compliance, end-to-end encryption, and fraud protection to safeguard your transactions.

Real-Time Processing

Instant payment processing with high reliability. Process transactions in milliseconds with our high-performance infrastructure.

Expert Support Team

Dedicated payment gateway specialists with 24/7 support to help you integrate and optimize your payment solutions.

Compliance Ready

Full compliance with RBI guidelines, PCI DSS standards, and international payment regulations for secure and legal operations.

Scalable Solutions

Payment infrastructure that grows with your business. Handle from hundreds to millions of transactions seamlessly.

Advanced Analytics

Comprehensive reporting and analytics dashboard to track transactions, success rates, and optimize your payment performance.

Simple 4-Step Process

How We Get You Live in Record Time

Eliminate tedious paperwork and slow approval cycles with our streamlined onboarding and technical guidance.

01

Discovery & Needs Assessment

We review your business model, transaction patterns, target geography, and volume requirements to identify ideal banking partners.

Phase 01
02

Multi-Bank Architecture Setup

We configure primary and secondary gateway routing to ensure intelligent fallback, maximum authorization rates, and cost optimization.

Phase 02
03

Fast-Track KYC & Sandbox Testing

Our compliance and engineering teams assist with rapid documentation submission and end-to-end sandbox API testing.

Phase 03
04

Go-Live & Monitoring

Launch live transactions with real-time analytics, automated settlement reconciliation, and priority technical support.

Phase 04

Fast-Track Integration Guarantee

Sandbox APIs configured and live credentials issued with zero unnecessary delays.

Start Onboarding

Engineered for Every Digital Business Model

Payment dynamics differ across industries. Select your sector below to see how our custom routing, payout logic, and assisted rails solve your exact challenges.

High-Volume RetailCart abandonment reduction & instant COD refund rails

E-Commerce & D2C

Maximize checkout conversions and eliminate COD refund headaches.

Equip your online storefront with lightning-fast UPI QR, tokenized card rails, and automated instant refunds that keep cart abandonment at near zero.

Configured Payment Rails

Dynamic UPI QR
Tokenized One-Click Cards
Instant COD Refund Engine
Smart Multi-Bank Routing
+38%Checkout Conversion Lift
Deploy for E-Commerce
Architecture Preview
API Rails Engine v2.4
Payment Authorized
Fast-Track Checkout Order #9421
₹ 3,499.00
Payment ModeUPI Intent (PhonePe/GPay)
Authorization Speed0.8 seconds
Gateway RoutingHDFC Primary (Auto-Cascade)
Instant Refund ReadyEnabled via IMPS/UPI
End-to-End Encrypted
Zero Data Leakage
Transform Your Payment Experience Today

Ready to Upgrade to Multi-Bank Payment Rails?

Connect with our dedicated payment gateway consultants. Get comprehensive guidance on gateway approvals, lowest MDR rates, and API integration.

Free Initial Architecture Consultation
No Hidden Lock-ins
24-Hour Fast Response
Nineteen Pay Logo

Nineteen Realtech Labs Private Limited
Payment Gateway Consultancy & Reseller Services in India. Bridging businesses with high-capacity banking rails.

CIN: U74909UP2021PTC149959

Phone: +918588807039

Email: hi@nineteenpay.com

Trust & Legal

Law Enforcement Enquiries:lea@nineteenpay.com

Office Locations

Head Office — Lucknow

Unit No. 410 C & 411 B, 4th Floor, Levana Cyber Height, Gomtinagar, Lucknow, Uttar Pradesh, India - 226010

Delhi Regional Office

101, Pratap Nagar, Mayur Vihar Phase 1, East Delhi, Delhi, India - 110091

Important Regulatory Disclaimer

Nineteen Realtech Labs Private Limited is a technical affiliate and reseller of payment gateway services. We are not a direct payment gateway provider. All payment gateway approvals, merchant onboardings, transaction limits, and service availability are completely subject to the sole discretion and underwriting policies of our affiliate payment gateway partners and their respective banking institutions.

© 2025 Nineteen Realtech Labs Private Limited. All rights reserved.